Terms & Conditions

1. Acceptance of Terms

By accessing and using Mind Quill’s services, you agree to these terms and conditions. If you do not agree, please do not use our services.

2. Service Description

Mind Quill provides personal development, coaching, and training services through various formats including:

  • Online programs
  • In-person workshops
  • Virtual consultations
  • Hybrid learning experiences

3. User Obligations

3.1 Account Registration

  • Provide accurate and complete information
  • Maintain confidentiality of account credentials
  • Be responsible for all activities under your account

3.2 Conduct

Users agree to:

  • Engage respectfully
  • Not harass or discriminate
  • Comply with program guidelines
  • Protect intellectual property

4. Service Terms

4.1 Pricing and Payment

  • Prices are subject to change
  • Payment is required before service delivery
  • No refunds for completed services
  • Prorated refunds may apply for unused portions of programs

4.2 Cancellation Policy

  • 48-hour notice required for consultation cancellations
  • Program cancellation terms vary by specific service
  • Cancellation fees may apply

5. Intellectual Property

5.1 Ownership

  • All program content remains Mind Quill’s intellectual property
  • Users cannot reproduce or distribute materials without permission

5.2 User Content

  • Users grant Mind Quill a non-exclusive license to use submitted content
  • Mind Quill is not responsible for user-generated content

6. Liability and Disclaimers

6.1 Service Limitations

  • No guaranteed outcomes
  • Individual results may vary
  • Programs are educational, not medical treatment

6.2 Liability Cap

  • Maximum liability is limited to service cost
  • No compensation for indirect or consequential damages

7. Privacy and Data Protection

  • Personal data is handled per our Privacy Policy
  • Consent is required for data processing
  • User data protection is a priority

8. Modification of Services

Mind Quill reserves the right to:

  • Modify or discontinue services
  • Change pricing
  • Update terms and conditions
  • Terminate user accounts

9. Dispute Resolution

9.1 Mediation

  • Disputes are first addressed through internal resolution
  • Mandatory mediation before legal action

9.2 Jurisdiction

  • Governed by [Your Jurisdiction] laws
  • Disputes resolved in [Your Jurisdiction] courts

10. Special Waivers

10.1 Program Participation

  • Participants confirm physical and mental fitness
  • Assume responsibility for personal health and safety

10.2 Online Interactions

  • Users responsible for Internet security
  • Mind Quill is not liable for technical issues

11. Communication

11.1 Consent

  • By using services, consent to electronic communications
  • Important notices are sent via email or platform messaging

12. Severability

If any provision is found invalid, the remaining provisions continue in full force.

13. Acknowledgment

By using Mind Quill services, you acknowledge understanding and accepting these terms.

Last Updated: [Current Date]

Note: These terms are subject to periodic review and modification.